Live Rates
Fed Funds 3.75%30yr Mortgage 6.36%15yr Mortgage 5.71%HYSA APY 4.10%Inflation CPI 3.30%10yr Treasury 4.37%Prime Rate 6.75%Auto Loan 60mo 7.20%Savings Rate 0.38%Fed Funds 3.75%30yr Mortgage 6.36%15yr Mortgage 5.71%HYSA APY 4.10%Inflation CPI 3.30%10yr Treasury 4.37%Prime Rate 6.75%Auto Loan 60mo 7.20%Savings Rate 0.38%
LIVE · UPDATED MANUALLY

🇮🇳 India Interest Rates

Key benchmark rates for India — RBI Repo Rate 6%, inflation 4.85%. Used automatically in INR-denominated calculators.

LAST UPDATED
2026-05-09
RBI (manual — update after each MPC meeting)
RBI Repo Rate
6.00%

The rate at which the Reserve Bank of India lends to commercial banks. Key benchmark for all Indian interest rates.

Home Loan Rate (avg)
8.62%

Average floating home loan rate from major Indian banks (SBI, HDFC, ICICI). Tied to the RBI Repo Rate.

FD Rate 1yr (avg)
6.83%

Average 1-year Fixed Deposit interest rate across top Indian banks.

PPF Rate
7.10%

Government-guaranteed Public Provident Fund rate. Reviewed quarterly by Ministry of Finance. Tax-free under 80C.

CPI Inflation
4.85%

Year-over-year Consumer Price Index change. RBI targets 4% with a ±2% tolerance band.

2026Thresholds & Limits

Section 80C Limit
₹150,000
Basic Exemption (New Regime)
—
Basic Exemption (Old Regime)
—

How We Source These Rates

India rates are sourced from RBI (manual — update after each MPC meeting) and updated manually on a scheduled basis. Each update is tracked with calendar reminders to keep data current.

Last checked: 2026-05-09

Use These Rates in Calculators

All Indiacalculators on NookWealth pre-fill with the rates shown here — whether you're modelling a home loan, PPF, or retirement savings.

🇮🇳 Open India Calculators →
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